Honest comparison: BlockFi vs Nexo vs Celcius vs Crypto.com
Updated: March 2022
Do you want to earn interest in your crypto?
I’ve been using the platforms for a year, and I’m currently holding assets in them. Here are my recommendations.
Be aware: Tons of reviews recommend the one which pays more commission. So when you sign up with their link, publishers can earn some money. I’ll be transparent around those numbers, and I’ll share promotion codes so you can get the best bonus too.
Best registration bonus & best for ETH/BTC at the moment: Celsius
BTC: 5% APY up to 1BTC (Rewards in BTC)
ETH: 5,35% APY (Rewards in ETH)
Register with our bonus in Celsius.io
Make sure to have our referral code on the registration field: 168386b1ed
With that, you’ll get the initial 50USD.
It’s currently offering the best rates and bonus package for new registrations.
They have free commission withdraws.
When you register with our link, you get 50USD in BTC after a deposit of 400USD value in any crypto and keep it for a month.
Best rates earning in their token: Nexo.io
BTC: 5% APY (Rewards in BTC — Locked for a month)
ETH: 5% APY (Rewards in ETH — Locked for a month)
Nexo is a good option, but their rates are a bit tricky. They mention you can get 8% APY in BTC (that’s the maximum).
You’ll earn 4% APY if you want to get paid in BTC. However, if you choose to get paid in NEXO (their coin), you’ll get 0–1% more (according to your user level). And if you lock your contract for a month (You won’t be able to withdraw your money in the timeframe), you get 1% more.
So, you can get 5~6% APY if you earn in NEXO tokens.
It’s a good option earning in their token since you can also hold your NEXO earnings and generate profit around them (12% APY locking them for a year.)
They also offer one free withdrawal per month.
Their platform and support work smoothly.
The simplest: BlockFi (Bad rates at the moment)
BTC: 4.5% APY (up to 0.1BTC)
ETH 5% (Up to 1.5 ETH)APY
Register with our bonus in BlockFi
(Using this link, you’ll get 10USD after you deposit 100USD in any crypto)
If you want to hold your coins and earn some interest around it, BlockFi is the simplest option. If you deposit BTC, you gain in BTC.
Just deposit your coins, and you start earning. Their platform is super simple and works smoothly. You have one free withdrawal per month, which means you can send, for example, 0,1 BTC to your external wallet, and you’ll receive 0,1 BTC (They cover the network fees).
Attention: It’s not recommended to deposit more than 0.1BTC since the rates go to 1% APY for any value above 0.1BTC.
If you want a Visa card with benefits: Crypto.com
I prefer the options above to get interested in your crypto, but if you want a Visa card to use with your crypto it’s a good option.
You can get a free Spotify and Netflix subscription, but you’ll need to buy their token and lock it.
You buy CRO from the same platform, and you need to lock it in your card (180days), and while your CRO is locked, you get the benefits.
The card is 100% free, but it takes some weeks to get it.